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Statutory Maternity Pay Delays Harriett Thompson applied for 21 weeks of SMP at £187.18 per week – a total of £3,931.78. The statutory maximum is £194.32 per week, meaning she missed out on £7.14 weekly, or £149.94 over the full claim. HMRC cited a backlog; the first cheque arrived on 8 April 2026, almost a year after the expected April 2025 payment. Similar cases reported delays of 18 months to 3 years, with some receiving threatening HMRC letters. Financial Impact on Self‑Employed Self‑employed claimants must fund their own SMP through their limited company and then seek reimbursement from HMRC, turning a normally automatic payroll process into a manual, unpredictable one. Richard Douglas of Oakworth Financial Planning notes that once the process becomes manual, “timescales are almost impossible to predict due to a lack of processing staff and extra verification checks.” Selina Flavius of Black Girl Finance describes the system as “clunky” and “designed with traditional employers and employees in mind,” leaving director‑owners to juggle cash‑flow while awaiting reimbursement. Even when paid, the SMP rate is lower than the 90 % average‑earnings uplift employees receive, meaning freelancers can lose “hundreds or thousands of pounds” over the leave period, according to Catherine Goldfinger of Milk & Money. Mortgage Challenges Mortgage lenders assess income stability. Habito explains that self‑employed borrowers without employees face “big impact on income” assessments, often resulting in higher deposits and specialist brokers. Rachael Twumasi‑Corson needed three years of tax returns and a 15 % deposit to secure a mortgage in late 2021. Fluctuating earnings during maternity leave increase perceived risk, leading to longer approval times and stricter terms. Expert Commentary Richard Douglas (Oakworth Financial Planning): “HMRC’s systems work well for traditional employer‑employee relationships; for owner‑operators the process is manual and slow.” Selina Flavius (Black Girl Finance): “The statutory maternity pay money is there, but the claim process is awkward, slow and prone to confusion for director‑owners.” Catherine Goldfinger (Milk & Money): “Maternity allowance lacks the six‑week average‑earnings uplift, meaning self‑employed parents can lose significant income.” Key Takeaways Self‑employed mothers must front SMP payments, creating cash‑flow strain. HMRC delays can extend up to three years, undermining financial stability. Mortgage applications become harder, often requiring larger deposits and specialist brokers. Policy designed for traditional employment leaves a gap for director‑owners and freelancers.

10 pm – ITV1: The Murder Line introduces viewers to a gritty Canadian thriller where Minnie Driver plays a formidable crime‑family matriarch. Detective Henry Roland (Stephen Amell) uncovers a link between his childhood friend and a drug ring, thrusting him into Driver’s dangerous world amid a double‑murder plot. 7 pm – Channel 4: Secret Africa: Into the Wild follows explorer Lucy Shepherd on a six‑week trek across Tanzania. She joins nomadic tribesmen, helps build shelters and even harvests honey from a hive, offering an intimate look at the region’s landscapes and cultures. 7 pm – Channel 5: Queen Elizabeth II: The Unseen Photos reveals never‑before‑published images that show the monarch in candid, relaxed moments. Historians and biographers, including Andrew Morton, discuss how these pictures contrast with the public persona of the world’s most photographed woman. 7.50 pm – BBC Two: Inside Britain’s National Parks continues its series with an episode on Dartmoor’s uplands, featuring high‑definition footage of leaping salmon, carnivorous sundew plants, and traditional sheep‑dog training. 8 pm – Channel 4: World’s Most Secret Hotels returns with sweeping drone visuals of ultra‑luxury lodges, including a remote retreat on the world’s largest salt flats and Norwegian mountain cabins delivered by helicopter. 8.30 pm – BBC Two: Black British Music at the BBC: Volume 1 offers a two‑and‑a‑half‑hour archive showcase curated by Trevor Nelson, celebrating artists from Winifred Atwell to Olivia Dean and highlighting the legacy of Soul II Soul, Neneh Cherry, Sade and So Solid Crew. Sport coverage includes the opening day of the Snooker World Championship at the Crucible Theatre (10 am, BBC Two), Premier League fixtures (Brentford v Fulham at 11 am on TNT Sports 1, Chelsea v Man Utd at 7 pm, Tottenham v Brighton at 5 pm on Sky Sports), the Scottish Grand National from Ayr (12.45 pm, ITV1), Women’s Six Nations (Scotland v England at 1 pm, BBC Two), Premiership Rugby (Exeter v Northampton at 2.30 pm, TNT Sports 2) and the Women’s International Football World Cup qualifier (Iceland v England at 4.45 pm, ITV4).

Turkey is in mourning after a deadly school shooting in the southern province of Kahramanmaras left nine people dead, including eight students and a teacher. The attacker, identified as 14-year-old Isa Aras Mersinli, opened fire on two classrooms at the Ayser Calik School on Wednesday before being found dead.Funerals were held on Thursday for the victims, including maths teacher Ayla Kara, 55. A 10th victim died while being treated in hospital on Thursday, and six of those wounded in the attack were in critical condition.The interior minister, Mustafa Ciftci, said the attacker is believed to have used guns that belonged to his father, a former police officer. The attack was the country's second school shooting in two days, following an attack on Tuesday at a high school in Sanliurfa province that wounded 16 people.At a funeral for four of the victims held near Kahramanmaras city's main mosque on Thursday, one father sat motionless beside the coffin of his daughter, 10-year-old Zeynep. "Our grief is endless. These children were like our own. They were all innocent," said Vezir Yucel, father of a student named Yusuf, who lost his close friend, 10-year-old Bayram, in the shooting.The interior and education ministries held a joint school security meeting in the capital, Ankara, on Thursday, which was attended by both ministers and all 81 of Turkey's provincial governors, as well as police chiefs and provincial education directors. Dozens of students were arrested on Thursday over alleged social media posts implying they might stage similar attacks.Justice Minister Akin Gurlek announced that 67 social media users were detained over posts targeting 54 different schools. The incident has raised concerns about school safety and the rise of gun violence in Turkey.

Dan Skelton is already set to be crowned the United Kingdom’s champion trainer over jumps for the first time this season, yet he still has several objectives left as the campaign reaches its climax.Earlier this month Skelton made history by becoming the first trainer to surpass £4 million in prize money during a British jumps season. With a 320‑mile journey to Ayr scheduled for Saturday, he will field five runners and hopes to chip away at the £200,000 needed to break the £5 million barrier.His yard has already recorded victories at 39 of Britain’s 41 jumping tracks this season. The only venues still without a win are Perth and Plumpton, where Skelton entered twenty runners – including several favourites – but fell short. Two of his horses will contest Plumpton’s Sussex Stayers’ Handicap Hurdle on Sunday.“It’s never been done before, so we’re going to give it our best shot,” Skelton said on Friday. “We just can’t quite seem to get over the line at Plumpton, but maybe Sunday will be the day that we do.”The Scottish Grand National has become a pivotal fixture in the trainers’ championship over the past two years. With Willie Mullins already out of contention for the title, his stable will field only one runner at Ayr as he attempts a third consecutive Grand National double – winning at Aintree and then at Ayr.Patrick Mullins, who rode unshipped from Grangeclare West at Aintree last weekend, will take the reins on Road To Home. The horse was narrowly beaten in the Fulke Walwyn/Kim Muir at Cheltenham last month and will carry six pounds more on Saturday.Among the local contenders, King Of Answers (currently 3.35 odds) trained by Lucinda Russell and Michael Scudamore appears a strong bet at about 7‑1. The horse was a runner‑up in the National Hunt Chase at Cheltenham and will be only three pounds heavier for the four‑mile test at Ayr.Other notable entries include Traprain Law for Patrick Wadge, who previously won the course‑and‑distance race, and Diamond Dealer, whose front‑running style could prove decisive if the horse settles into its usual rhythm.In the broader betting market, Gibbs Island (2.20) and Twistthenightaway (2.55) are also highlighted as potential performers, while Pride Of Arras (2.35) aims to repeat its Dante success.Overall, Skelton’s pursuit of the £5 million season total adds extra intrigue to an already high‑stakes Scottish Grand National, promising a decisive showdown for the jumps championship.

Asif Kapadia has been appointed to direct the final chapter of the ITV documentary series “70 Up,” slated for broadcast later this year. The series, which launched in 1964, was voted the most influential UK television programme of the last 50 years in a 2024 Broadcasting Press Guild poll. Kapadia, celebrated for his award‑winning documentaries on Amy Winehouse, Ayrton Senna and Diego Maradona, described the role as an "incredible honour and privilege" and called the original “Up” series the ultimate portrait of human life. ITV’s factual controller Jo Clinton‑Davis praised the appointment, noting that Kapadia will bring “passion, creativity and incredible flair” while safeguarding the series’ legacy, which she said has become “part of our cultural fabric.” The series was conceived by Granada’s Tim Hewat, who adapted the Jesuit maxim “Give me the child until he is seven and I will show you the man” into a longitudinal study of British social class. Michael Apted, who served as the series’ long‑time director, passed away in 2021; his earlier prediction that the project would continue “as long as I’m above ground” has now been fulfilled. Over the decades, viewers have followed fourteen participants from childhood to senior age. Notable stories include Liverpool’s Neil Hughes, who dreamed of becoming an astronaut at 14, later endured homelessness, and ultimately emerged as a lay preacher and Liberal Democrat councillor. Only one participant, Charles Furneaux, chose to exit the experiment early, while others, such as scientist Nick Hitchon, have passed away. With Kapadia at the helm, “70 Up” will serve as a tribute to both Apted’s pioneering vision and the courage of the cast, who have shared their lives across seven‑year intervals for more than six decades.

The global energy crisis has been labeled 'the mother of all crises' by Turkish Energy Minister Alparslan Bayraktar, as tensions in the Strait of Hormuz continue to escalate. The crisis, sparked by Iran's retaliatory blocking of the strait, has significant implications for global energy supplies and security.Bayraktar, in an exclusive interview with Al Jazeera Arabic, highlighted the importance of diversifying energy routes to mitigate the impact of such crises. He noted that Turkey, with its strategic location between Asia and Europe, has become a pivotal country in the region, hosting key pipelines such as the 'Blue Stream' and 'TurkStream'.The minister emphasized that Turkey is well-suited to weather the crisis, with sufficient strategic energy reserves, including gas storage facilities that are 72 percent full, compared to Europe's 28 percent. However, he warned that rising oil and gas prices still burden the state budget, with an increase of $1 per barrel costing Ankara approximately $400 million.Bayraktar also discussed the potential for a new energy architecture to emerge, driven by the need for diversification. He proposed several projects, including the transportation of Turkmen gas across the Caspian Sea to Turkey and Europe, extending the Iraq-Turkey oil pipeline to reach Basra, and constructing a natural gas pipeline from Qatar to Turkey.The crisis has significant economic implications, with oil prices potentially rising to $200 per barrel in a worst-case scenario, which could lead to another global recession. Bayraktar stressed the importance of a lasting peace in the region to stabilize energy markets and prevent further economic damage.

When Elle Middlemas turned 18, she began wondering whether she owned a Child Trust Fund (CTF) – a government‑backed savings account created for children born between 1 September 2002 and 2 January 2011. Her search hit a dead end; she could not confirm if she was entitled to any money and an email to HMRC yielded no response.Middlemas, a Whitby college student, explained that the loss of her mother at age 11 left her with little guidance. “My sister is 21 and spent three years looking for a fund and found nothing, so we assumed we didn’t have one,” she said, expressing the frustration felt by many of her peers.She and her sister are part of an estimated 758,000 people aged 18‑23 who have unclaimed CTFs. Collectively, these dormant accounts hold roughly £1.5 bn, a substantial sum that disproportionately belongs to low‑income families who are often unaware of its existence.Advocates are now pressing the government to automatically release CTFs when holders reach 21 years of age. Experts estimate that such a policy could inject up to £286 m directly into the pockets of young people who need it most.Middlemas finally learned of her entitlement after a conversation with a friend’s parent six months after her birthday. She discovered the Share Foundation, a charity that helps reconnect youths with their funds, and located a NatWest account bearing her name.“I had £700 sitting in my bank and thought, ‘What is going on?’ My sister also had one but never knew how to access it,” she recalled. The sisters plan to use the money to support university expenses and repay debts, underscoring the tangible impact of the scheme.The CTF programme was launched by the Labour government in 2005 to encourage parental savings. Every child received a £250 government contribution, with an additional £250 for those from low‑income families or in local authority care. Parents could add up to £9,000 per year, and any investment gains accrued until the child turned 18.If a parent failed to open an account within 12 months of birth, HMRC would create one on the child’s behalf. Today, the average value of a CTF stands at about £2,200.More than two‑thirds of the six million original recipients are now over 18 and eligible to claim their funds, with HMRC‑allocated accounts representing 28 % of all CTFs.Geographically, the North‑East of England has the highest concentration of HMRC‑allocated accounts, totalling £48 m. Across the UK, youths from the most disadvantaged 15 % of families hold accounts averaging £2,900 in value.Gavin Oldham, chief executive of the Share Foundation, warned that the scheme is hampered by poor communication, limited financial education, and “policy neglect”. He indicated the charity is considering a judicial review to compel the government to release the unclaimed assets.Oldham noted that the charity has already linked “well over 100,000 accounts to young adults”, yet the “sheer quantum of these unclaimed accounts remains a major problem”.“It is strange to find a government which expresses concern over youth poverty while doing so little to deliver on a groundbreaking scheme,” Oldham added.The charity’s proposal to release HMRC‑allocated funds automatically at 21 would free roughly £500 m, including £350 mOldham cautioned that a legal challenge, while potentially successful, could delay payouts for years, leaving vulnerable youths “denied their birthright for far too long”.Beyond immediate release, the Share Foundation is urging the creation of a new, targeted scheme for low‑income youths that embeds a financial‑awareness component, allowing participants to top up their funds through education‑linked incentives.Labour MP Laura Kyrke‑Smith echoed these concerns, describing the CTF system as “confusing and opaque” and calling for proactive tracing of account holders and clearer public information.HMRC responded that it is “directly sending every eligible young person information to help them find their child trust fund”, while also raising awareness via social media, broadcast interviews, and an online tracing tool. The agency added that banks, building societies, and investment firms managing the funds share responsibility for communicating with account holders.

Donald Trump has repeatedly framed inflation as a "hoax" and declared that he has "won affordability," yet independent analyses reveal that his touted initiatives deliver only marginal relief for most Americans.One of his most publicized programs, the TrumpRX prescription‑drug platform, lists just 61 medications out of the thousands needed nationwide. Moreover, price comparisons show that a medium dose of Wegovy costs $349 on TrumpRX, while the same dose sells for $163 in Japan and $198 in Germany. Similar gaps appear for diabetes drug Xigduo and autoimmune medication Xeljanz, which are significantly cheaper abroad.The website markets itself as a solution for uninsured, cash‑paying patients, but it does nothing for the roughly 85 % of Americans who already have prescription coverage.On housing, Trump’s executive order banning Wall Street firms from buying single‑family homes is unlikely to move the needle. Institutional investors own only about 2 % of such homes, while the nation faces a shortage of roughly 4.7 million units, according to Zillow. The ongoing war in Iran has also pushed mortgage rates higher, further straining affordability.Gasoline prices have surged since the Iran conflict began, climbing to an average of $4.10 per gallon – a 37 % increase from the pre‑war level of $2.98.Food costs tell a similar story. The Consumer Price Index shows a 3.1 % rise in overall food prices from February 2025 to February 2026, with coffee up 18.4 %, beef up 14.4 %, and fresh vegetables up 5.4 %. Tariffs championed by the administration have contributed to these hikes.International bodies echo domestic concerns. The OECD projects U.S. inflation to exceed 4 % this year, largely driven by the Iran war, a level higher than the 3 % rate recorded at the end of the Biden administration.Trump also claims to have eliminated taxes on overtime and Social Security benefits. In reality, overtime earnings are still subject to federal income tax on the base wage and to full Social Security and Medicare payroll taxes. Only the overtime premium enjoys a partial tax break. Likewise, more than half of Social Security recipients will continue to owe income tax on their benefits, contradicting the administration’s “no‑tax” narrative.Other initiatives, such as the “Trump Accounts” child‑savings program, provide a one‑time $1,000 seed deposit and allow families to contribute up to $5,000 annually. While beneficial for affluent households, the scheme offers limited assistance to families living paycheck‑to‑paycheck.Policy decisions have also raised costs for vulnerable groups. By opposing extensions of Obamacare subsidies, average health‑care premiums have risen by over 20 % for more than 20 million people. Simultaneously, proposed cuts to LIHEAP threaten heating and cooling assistance for roughly 6 million low‑income households.In sum, Trump’s affordability rhetoric serves more as political branding than substantive economic relief. The modest scope of his programs and the persistence of rising prices suggest that most working‑class Americans will see little improvement in their day‑to‑day expenses.

From Monday, the United Kingdom’s statutory sick‑pay system will shift to pay employees from the first day of illness, a change that the Trades Union Congress (TUC) says will benefit up to 9.6 million workers. The reform is part of the first tranche of the Employment Rights Act 2025, which also introduces new safeguards on sexual harassment, parental leave and trade‑union recognition. Under the new rules, roughly 8.4 million employees who already receive statutory sick pay will see their entitlement start on day one rather than after a three‑day waiting period. In addition, about 1.2 million workers previously excluded because they earned less than the £125‑a‑week threshold will now qualify for the benefit. The expansion is expected to aid groups that are over‑represented in low‑paid or part‑time roles – notably women, disabled staff, and younger or older workers. The TUC argues that the measure will ease the financial pressure on lower‑income households, which often face a choice between extending their illness or forfeiting essential income. A TUC‑commissioned poll found that 76 % of respondents support sick pay from day one, indicating broad public approval across party lines. Business representatives, however, warn that the policy adds to a string of cost pressures already hitting firms. Neil Carberry, chief executive of the Recruitment and Employment Confederation, highlighted that employers are simultaneously coping with higher national‑minimum wages, increased payroll taxes and rising energy costs linked to the ongoing war with Iran. He cautioned that the new sick‑pay rules could force some companies to cut staff or raise prices, describing the situation as a "tipping point". Carberry also warned of potential abuse, saying a small minority of workers might attempt to exploit the system unless clear guidance is issued quickly. "The changes to statutory sick pay introduced this week will also cause chaos if not coupled swiftly with better guidance for firms," he said.