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The Financial Conduct Authority (FCA) will unveil the final terms of its compensation scheme for the UK car finance scandal on Monday, providing clarity for millions of drivers who may be eligible for payouts. The scheme, which is expected to cost around £11bn, will offer redress to drivers who were overcharged for loans as a result of controversial commission payments between lenders and car dealers.The FCA's proposal, outlined over 360 pages, suggests that 14m motor finance agreements will be affected, with individual compensation payouts averaging around £700. However, some groups have argued that this amount is too low, and that consumers could be due £1,500 or more.The car loan providers most impacted by the scheme include Lloyds Banking Group, Santander, Barclays, and Close Brothers. These companies have been lobbying against the FCA's proposals, arguing that they are too generous and could disrupt the car finance market.The FCA's scheme aims to draw a line under the car finance scandal, but there are concerns that it could be circumvented or delayed by aggrieved parties. Some lenders and claims law firms have signaled that they may consider legal action against the FCA's final proposals.

A commercial court in France has dismissed Cardiff City's claim for £106m in compensation following the death of Emiliano Sala in a plane crash seven years ago. The court found that Nantes, Sala's former team, was not at fault in relation to the flight that resulted in Sala's death.The 28-year-old Argentine player was traveling from France to begin his career with Cardiff City when the single-engine Piper Malibu aircraft crashed into the sea near Guernsey, killing both Sala and pilot David Ibbotson. Cardiff had sought €122m (£106m) for loss of income and other damages from Nantes, claiming the French club was responsible because the flight was organized by an intermediary, Willie McKay.However, the court rejected Cardiff's contention, finding that McKay served as an agent for Nantes but did not organize the flight and was not aware of its illegality. The court also ruled that Nantes suffered moral damage and ordered Cardiff to pay €300,000 to the French club.Cardiff's lawyer, Céline Jones, expressed disappointment with the decision, stating that the club had initiated the process to uncover the truth and show respect for Sala's memory. In contrast, Nantes welcomed the decision, with their lawyer Jérôme Marsaudon saying the club was not responsible for the incident.This ruling follows previous decisions by Fifa and the Court of Arbitration for Sport (Cas), which have also gone against Cardiff in their legal dispute with Nantes. In 2022, Cas ruled that Sala's transfer had been finalized at the time of his death, and Fifa ordered Cardiff to pay Nantes the balance of Sala's transfer fee, amounting to just over €11m out of a total of €17m.

Documentary filmmaker Jude Chehab debuts with a complex and moving film that investigates her family's secrets and the secretive Muslim women's order al-Qubaysiat, operating in Lebanon and Syria. Chehab's mother, Hiba, and grandmother, Doria, were devoted followers, and Chehab herself was initiated into the group as a young girl.The film focuses on the emotional fallout of Hiba's expulsion from the group, which inspired feelings of solidarity and freedom but also demanded absolute submission to the leader, known as the Anisa or Teacher. Chehab's storytelling approach eschews sensationalism, instead highlighting the emotional turmoil endured by Hiba and her family.Hiba emerges as a complex figure, not simply a victim, but someone who has undergone a slow liberation. She now leads Muslim study groups, encouraging curiosity and understanding rather than blind faith. This internal emancipation is portrayed as a radical and empowering journey for a Muslim woman rediscovering her voice.The documentary, Q, is set to air on True Story from 3 April, offering a unique perspective on the complexities of faith, identity, and family secrets.

The England football team, under the management of Thomas Tuchel, has been struggling to live up to expectations. Despite the hype surrounding the team, they have failed to deliver consistent results, leading to a reality check for fans.The article suggests that maybe England are just not as good as we would like them to be. The team's performance has been marred by inconsistent form, with players like Harry Kane often struggling to make an impact in major tournaments.The current squad has been analyzed, with Jordan Pickford, Tino Livramento, Marc Guéhi, and Ezri Konsa forming a solid defensive line. However, the midfield and attacking departments have been criticized for lacking creativity and depth.The article highlights the need for England to scale back expectations and focus on building a functional team rather than trying to fit into a specific style of play. With players like Jude Bellingham and Cole Palmer still developing, there is hope for the future, but for now, England's level may just be lower than fans expect.

The UK television landscape has undergone a significant change this Easter, as new regulations banning junk food advertising before 9pm have taken effect. For the first time, viewers will not be subjected to a barrage of advertisements for chocolate eggs and hot cross buns during their Easter celebrations.The regulations, which came into force at the beginning of the year, aim to tackle rising childhood obesity by prohibiting products high in fat, sugar, and salt from appearing in TV ads before 9pm. This move has resulted in a sugar-free viewing experience for UK audiences during Easter.The impact on the advertising industry has been notable, with TV advertising spending by confectionery and snacks brands almost halving year-on-year between October and February. Overall TV ad spend is down at least 15% year-on-year.Industry bodies and broadcasters have argued that the ban is more political PR than an effective policy, with the chief executive of ITV, Carolyn McCall, and former Channel 4 boss, Alex Mahon, pointing out that the government’s own research showed that the number of calories saved would be 1.7 a day, about a third of a Smartie.Campaigners argue that big food companies are compensating for the ban by upping marketing budgets on other media, such as outdoor media and radio. A battle is already brewing over the likely introduction of further restrictions, with the government launching a consultation on adopting a newer nutrient profiling model that would deem a far wider range of products too high in fat, salt, and sugar.

Iran has formally responded to the US's proposal to end the nearly month-long war, asserting its 'natural and legal right' over the Strait of Hormuz. The Islamic Revolutionary Guard Corps-affiliated Tasnim news agency reported that Iran had sent its official response on Wednesday night and was awaiting a response.The Iranian response appears to contradict US President Donald Trump's claim that Tehran was 'begging to make a deal'. Instead, Iran has laid out conditions that signal a continued hardening of its position, including an end to 'aggressive acts of assassination', compensation and war reparations, measures to ensure 'war does not recur', and an end to hostilities from 'all resistance groups that took part in this battle throughout the region'.US special envoy Steve Witkoff claimed on Thursday that Tehran was seeking an 'off-ramp', with signs that Iran had realised there was no alternative to negotiation. However, the source cited in Tasnim's report slammed the US proposal, claiming that Washington sought to 'deceive the world' by presenting a peaceful image while preparing for 'ground invasion'.Trump posted on Truth Social that he would pause attacks on Iran's energy infrastructure for 10 days until April 6, claiming Tehran requested the move amid 'ongoing' talks that were 'going very well'. He also claimed that Iran was 'begging to make a deal', saying 'We are absolutely obliterating Iran' and that Iranians were 'lousy fighters, but great negotiators'. The economic and humanitarian toll of the conflict continues to mount, with Iran effectively blocking the Strait of Hormuz, leading to fuel shortages worldwide.

Wales and Ireland's hopes of qualifying for the World Cup were dashed on Friday as both teams suffered defeats in their playoff semi-finals. Wales lost to Bosnia and Herzegovina, while Ireland was beaten by the Czech Republic. The losses mean both teams will not feature in the upcoming World Cup, with Ireland facing a minimum of 28 years between appearances.The double-screening pain was palpable for fans, with both matches featuring penalty shootouts that ended in heartbreak. Dan James gave Wales the lead against Bosnia and Herzegovina, but they ultimately lost in a shootout. Ireland, on the other hand, went 2-0 up inside 23 minutes against the Czech Republic but also ended in defeat.The losses have left both teams facing a long wait for their next World Cup appearance. For Ireland, it will be a minimum of 28 years, while Wales' wait continues after their last appearance in 2022. The teams will now face friendlies, with Wales set to host Northern Ireland.In other news, Roy Hodgson's return to management with Bristol City has been hailed as 'sensational'. The 78-year-old former England manager has decided to have another crack at it after leaving Crystal Palace.Meanwhile, Iran's men's team paid tribute before their friendly against Nigeria by holding school bags in memory of the victims of a school bombing in Minab, southern Iran, which killed between 175 and 180 people, most of them girls between the ages of seven and 12.

Lloyds Banking Group is embroiled in a significant court battle with approximately 30,000 car loan customers who are seeking £66m in compensation. The claims, being handled by the law firm Courmacs Legal, stem from allegations that Lloyds' motor finance arm, Black Horse, engaged in unfair commission arrangements with car dealers, leading to customers being overcharged for their loans. This case is part of a broader car loans commission scandal that has affected numerous consumers. The Financial Conduct Authority (FCA) had proposed a redress scheme worth an estimated £11bn to compensate affected customers. However, the claimants have opted to pursue a court case instead, citing concerns that the FCA's scheme may not provide adequate compensation. Under the FCA's proposed scheme, consumers were expected to receive an average payout of £700 per claim, which is less than half of the £1,500 average payout recommended by some consumer groups. This discrepancy has led claims law firms to argue that the scheme favors lenders over consumers. The court case, expected to be filed in the coming weeks, marks a significant development in the ongoing car finance mis-selling scandal. Courmacs Legal will represent the 30,000 claimants, taking a 28% cut of any successful payout. The firm believes that pursuing a court case is necessary to ensure that their clients receive fair compensation. A spokesperson for the FCA emphasized that their redress scheme is designed to provide consumers with fair compensation quickly and without incurring high fees. Meanwhile, Lloyds Bank has declined to comment on the matter. This case is likely to be the first in a series of omnibus suits against other lenders involved in the motor finance mis-selling scandal. A court of appeal case brought by Lloyds and other banks is currently pending, which could potentially impact the progression of Courmacs's omnibus claims.

Billy Loughnane, on track to become Britain's youngest champion jockey on the Flat since 1909, has had his bid hit by a 21-day ban imposed by stewards at Southwell. The ban was for riding a horse back to the unsaddling enclosure after it had been scratched from a race on vets' orders.Loughnane's mount, Beelzebub, was deemed lame following a veterinary examination after being kicked at the start. Loughnane has appealed against both the finding and the penalty. If his appeal is unsuccessful, he will be sidelined from April 9 to April 30, missing key meetings like the Craven meeting at Newmarket and the Greenham Stakes at Newbury.The 20-year-old jockey, currently 6-4 to take the 2026 jockeys' championship, aims to win the title. A three-week absence early in the turf campaign will be frustrating for Loughnane. The current market sees Oisin Murphy, the reigning champion, at 4-6, with Rossa Ryan at 10-1 and others at 12-1.In other racing news, Eternal Force is a strong contender for the Lincoln Handicap at Doncaster, with trainer William Haggas having a strong record in the race. Haggas has won the Lincoln a record five times, with four of those successes coming since 2007.