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The Collapse of Heylo Investment Firms More than £52m in public money earmarked for social housing is at risk after the partial collapse of one of England's fastest-growing housing providers, Heylo Housing. Financial Exposure and Risks Two of the investment companies run by the Heylo group, which is backed by the asset managers BlackRock, have gone into administration, leaving the government regulator scrambling to find a rescue deal to protect taxpayers' money and prevent 3,500 social homes switching to the private sector. One company owes £46.46m in unsecured credit to Homes England. The other company owes Homes England £6.21m. Homes England has estimated its total grant exposure is nearer £43m. Impact on Social Housing The grant is typically recycled when it is paid back to provide more social homes, and could help fund about 500 new homes for social rent, but it would be lost if an insufficient bid is made for the stricken companies. The administrators, PWC, have assured about 3,500 residents in more than 100 council areas they will not lose their homes and should continue to pay their mortgage and rent as usual. Regulatory Challenges The saga has exposed serious flaws in a deregulation of housing conducted by the previous government and has raised questions about attracting new investors into social housing, and giving public money to for-profit companies. The Regulator of Social Housing (RSH) is hoping the homes can stay in the social housing sector, if it is able to persuade another regulated landlord to buy the stock. Future Outlook The RSH, the investors, and the administrators are hoping that Heylo's homes can stay in the social housing sector and at least partially protect the public grant involved. However, this outcome is far from certain and at least some of public money may have to be written off.

The Soros Foundation's Major US InvestmentFor decades, the Open Society Foundations have worked to advance justice and human rights in Africa, the Middle East and trouble spots around the world. But the OSF's latest major investment is aimed at a crisis closer to home. On Tuesday, the organisation, founded by the billionaire philanthropist George Soros and headquartered in New York, announced a $300m spend aimed at boosting economic security and defending civil liberties in the US.Addressing America's Dual CrisisThe drastic commitment comes 16 months into Donald Trump's second term as president, with millions of Americans suffering an affordability crisis and activists warning of an extraordinary attack on the rule of law. "We certainly believe that civil society is essential and must stay on the playing field," said Laleh Ispahani, managing director for the US at the OSF. "We've had experience in other countries, unfortunately, where civil society has been targeted by autocratic administrations. It does matter that we still are funding in most parts of the world and are very much in communication with one another as things are happening in the US."The Soros Legacy and Political BacklashSoros has given more than $32bn of his personal fortune to causes around the world. He is also a longtime Democratic donor and favorite bogeyman for the right. The attacks frequently rely on antisemitic tropes, framing Soros – a Jewish survivor of the Nazi occupation in Hungary – as a "globalist" puppet master. Asked whether the foundation was prepared for an inevitable backlash accusing Soros of meddling in US democracy, Ispahani sounded unfazed, saying: "We fully expect that. We wouldn't expect anything less. But we also won't be intimidated into silence."An Integrated Approach to Rights and EconomyFor decades, reformers have often operated in silos, focusing their energies either squarely on democratic rights or exclusively on economic justice. OSF's new initiative is designed to break down those barriers. "What's new and different and perhaps most distinct about this is that it's a unified and focused effort," Ispahani explained. "We want to fund this integrated strategy to improve our democracy by both modernising our rights and freedoms and reforming our economy as things that are two sides of the same coin, because when one suffers, inevitably the other does, too."The Erosion of Civil Rights ProtectionsThe urgency is driven by what the OSF perceives as an alarming reversal of fundamental protections, spearheaded by a rightwing majority on the supreme court. "It's pretty clear to us that today these rights are being rolled back, including the right to protest, civil rights and voting rights, with the supreme court's recent decisions eviscerating very key protections of the civil rights era," Ispahani said. "We had the supreme court putting a nail in the coffin of what was a very widely respected Voting Rights Act with its recent decision in the Louisiana v Callais case, so we're back to this pre-60s moment in the world."Modernizing the Civil Rights ParadigmTo combat this, the OSF is advocating for an expansion of the civil rights paradigm to meet modern threats, from securing the right to elect representatives of the voter's choice to combating new forms of discrimination in algorithmic and technology-driven bias. The OSF has already committed $20m for this year to help organisations on the frontlines with strategic litigation, non-profit sector defence and efforts to track government corruption. Among them are the Roosevelt Institute, the Groundwork Collaborative thinktank, the National Women's Law Center, and state-level groups such as Living United for Change in Arizona.Economic Inequality in AmericaThe other central pillar of the $300m investment is economic security. Even in the wealthiest country in the world, the child poverty rate is 14.3%, estimated to affect about 10.4 million children. The top 20% of households currently capture more than half of all national income. Ispahani argues the current system is failing. "Why not have moral and material rights that resonate across constituencies?" she said. "The right to a good job with fair wages and safe working conditions isn't controversial. The right to stable and affordable housing is likely very popular. The right to accessible and affordable childcare is likely also very popular."The Future of American DemocracyThe Open Society Foundations' substantial investment represents a significant commitment to preserving democratic values in the United States during a period of political polarization and economic uncertainty. By linking civil liberties with economic security, the foundation aims to create a more comprehensive approach to addressing America's challenges. As Ispahani stated, "We think our work has never mattered more. It matters most in places when democracy is under attack, when rights are being rolled back and peaceful dissent is being criminalized."

The Mismatch of Mythologies This expensively rendered, eye-searingly bright animated feature from China rests on a truly weird premise. Tom and Jerry, the cartoon foes of yore, are chasing each other around a museum in present-day New York City when they are supernaturally transported, thanks to a magic compass doodah, to a quasi-medieval China where humans mix freely with gods and cryptozoological animals including phoenixes, gargoyles and talking rats. The Cultural Mashup So Tom and Jerry fall out of the sky in this brave new world, and the local residents of Golden City assume at first they must be gods, and Tom at least isn’t in any rush to disabuse them of this notion. Partly it’s because his newfound fame has helped catch the attention of Jade (voiced in the English dub by Janice Kawaye), a white-furred, blue-eyed opera cat in a red cheongsam dress. A Lack of Inventiveness Ultimately, this iteration of Tom and Jerry owes more to Kung Fu Panda and its orientalist coevals from the contemporary animated feature slop machine, and has none of the relentless inventiveness and pleasing amorality of the originals. Instead, we get lots of didactic lessons wrapped in candy-coated visuals about community and collectivist philosophy, eased down with a lot of frenetic action. The Climax and Conclusion The climax is all airborne dragons and fireworks; the fact it makes little sense doesn’t matter because it’s all about sensationalism, stimulating the amygdala with bright colours and noise to the point of overload. Tom and Jerry: Forbidden Compass is in UK and Irish cinemas from 22 May.

Arsenal's Contract Offer to Mikel Arteta Arsenal will reward Mikel Arteta for ending Arsenal's 22-year wait to be champions by offering him a lucrative new contract that will cement the Spaniard's status as one of the best-paid managers in the world. Details of Arteta's Current Contract Arteta's contract is believed to be worth about £10m a season plus a £5m bonus for reaching the Champions League. However, he will be offered a large salary increase that some sources have predicted could come close to matching the Atlético Madrid head coach Diego Simeone's wage of €30m (£26m) a year. Arsenal's Transfer Plans The club are also well advanced with plans to strengthen his squad. Eli Junior Kroupi, the Bournemouth striker whose goal against City helped Arsenal seal the title, is a target, although it is thought his club could value the 19-year-old at about £80m. Potential Departures Gabriel Martinelli could be allowed to depart if a suitable offer arrived. Ethan Nwaneri's future looks less secure after spending the second half of the season on loan at Marseille. Christian Nørgaard linked with Ajax after playing 56 minutes in the Premier League since his move from Brentford last year. Gabriel Jesus – among the club's top earners and with a year of his £250,000-a-week contract remaining – surplus to requirements. Future Outlook Arteta will resume talks after next Saturday's Champions League final against Paris Saint-Germain. The co-chairs, Stan and Josh Kroenke, promised in their programme for Monday's win over Burnley that “there will be no standing still when the season ends”.

The Lead: Figma's AI Integration RevolutionFigma has introduced a groundbreaking AI assistant that operates directly within its collaborative canvas, marking a significant evolution in design software capabilities. This new AI agent allows users to leverage natural language prompts to generate new designs, edit existing ones, and automate various design tasks, potentially transforming how design teams collaborate and create.The Technical Breakthrough: Design-Specific AI CapabilitiesThe new AI assistant represents Figma's strategic move to integrate artificial intelligence deeply into its design ecosystem. Unlike generic AI tools, Figma's assistant is specifically fine-tuned for design use, enabling it to understand design contexts and elements with remarkable precision. Users can employ multiple AI agents simultaneously, each handling different tasks, allowing for parallel processing of design iterations and automations.This development builds on Figma's recent partnerships with OpenAI and Anthropic, which brought AI CLI tools like Claude Code and Codex to the platform. The company's chief design officer, Loredana Crisan, emphasized how this technology helps teams focus on strategic decisions rather than tedious execution, stating: "As building software gets easier, what matters most is setting direction: deciding what to work on, how it should function, what the experience should feel like. Teams can now collaborate with agents on the multiplayer canvas to test out ideas, visualize edge cases, and refine concepts together without over-indexing on the more tedious parts."The Financial Impact: Strong Growth Amidst CompetitionFigma's AI integration comes at a time when the company is demonstrating robust financial performance. In the first quarter of 2026, Figma reported revenue of $333.4 million, marking a 46% increase compared to the same period in the previous year. This growth trajectory underscores the company's ability to maintain market momentum despite increasing competition and concerns about AI potentially displacing design work.The company has strategically expanded its capabilities through acquisitions like node-based design tool Weavy and by adding new image editing features to its products. These moves, combined with its AI initiatives, position Figma to address the evolving needs of design professionals in an increasingly AI-augmented creative landscape.The Industry Transformation: AI Reshaping Design WorkflowsFigma's AI assistant launch reflects a broader industry trend where artificial intelligence is becoming integral to creative workflows. The design software market is experiencing significant disruption as companies race to integrate AI capabilities that enhance rather than replace human creativity. Figma faces intense competition from established players like Adobe and Canva, as well as emerging competitors such as Flora, Krea, and Dessn.This technological shift is challenging traditional design processes while simultaneously creating new opportunities for efficiency and innovation. By automating routine tasks and providing intelligent design suggestions, AI tools like Figma's assistant are enabling designers to focus more on strategic thinking, conceptual development, and user experience refinement.The Future Outlook: Convergence of Design and CodeLooking ahead, Figma has outlined ambitious plans to further integrate AI across its product suite and bring design and code closer together. The company intends to expand the AI assistant beyond Figma Design to its other products, creating a more unified AI-powered creative environment. This convergence could potentially bridge the gap between design and development workflows, fostering greater collaboration and efficiency throughout the product development lifecycle.As AI continues to evolve, we can expect Figma and its competitors to further refine their AI offerings, potentially incorporating more sophisticated understanding of design principles, user preferences, and technical constraints. The successful integration of AI in design tools may set new standards for the industry, ultimately benefiting end users through more intuitive, responsive, and human-centered digital products.

The Lead: A New Prescription from the ArtsDaisy Fancourt’s debut for a popular audience, Art Cure, argues that artistic engagement can be as therapeutic as conventional medicine, drawing on personal experience of singing to her premature daughter and a growing body of research.Dissecting Art: The “Active Ingredients” FrameworkFancourt, a professor of psychobiology and epidemiology at University College London, breaks down every arts experience into measurable components—noise buffering, neurological stimulation, human contact and stress reduction—and suggests these can be prescribed like a drug cocktail.Quantifying the Benefits: Evidence and EconomicsStudies show singing to infants in intensive care lowers heart rate, improves breathing and boosts feeding.Creative activities reduce stress and pain, improve balance in Parkinson’s disease, and help ventilated patients breathe unaided.Economic analysis estimates a £1,500 pay‑rise per employee from wellbeing gains and a potential £1.5 bn annual saving for the NHS by delaying dementia.Arts funding in UK schools fell to £9.40 per pupil in 2022, and creative‑degree funding was halved in 2021.Policy and Cultural Implications: From “Seatbelt Moment” to Systemic ChangeFancourt warns of “artistic passivity” and calls for a collective “seatbelt moment” to recognise arts deprivation as a public‑health issue, urging policymakers to protect school arts programmes and integrate creative prescriptions into care pathways.Future Outlook: Embedding Creativity in HealthcareIf health systems adopt Fancourt’s framework, art could move from a peripheral luxury to a core component of preventive and therapeutic strategies, reshaping how clinicians address “what matters to patients” rather than merely “what’s wrong with them”.

Understanding Michael Wooldridge's Perspective on AI Michael Wooldridge, a renowned Oxford professor with over 30 years of experience in artificial intelligence, offers a unique perspective on the field. With more than 500 scientific articles and 10 books to his name, Wooldridge is a leading voice in AI research. His work on game theory and its applications to AI has provided valuable insights into the potential risks and benefits of AI. The Intersection of Game Theory and AI Wooldridge's latest book, Life Lessons from Game Theory: The Art of Thinking Strategically in a Complex World, explores the application of game theory to real-world scenarios. He argues that game theory can help us understand situations where self-interested parties interact with one another. This is particularly relevant in the context of AI, where multi-agent systems are becoming increasingly prevalent. The Dangers of Zero-Sum Mentality Wooldridge warns against the dangers of a zero-sum mentality, where one side's gain is seen as the other side's loss. He argues that this mentality is damaging and can lead to a more miserable and less agentive life. Instead, he advocates for a more cooperative approach, where parties work together to achieve mutually beneficial outcomes. The Future of AI: A Call for Responsible Development As AI continues to evolve, Wooldridge emphasizes the need for responsible development and deployment. He encourages developers to consider the potential risks and benefits of AI and to prioritize human values and well-being. By doing so, we can ensure that AI is used to augment human capabilities, rather than control or manipulate them. Conclusion Michael Wooldridge's insights on AI and game theory offer a valuable perspective on the future of AI. By understanding the potential risks and benefits of AI, we can work towards a more responsible and beneficial development of this technology. As Wooldridge notes, the real danger of AI is not a robot takeover, but rather the potential for AI to be used in ways that are detrimental to society.

The Rise of AI Chatbot Usage People are increasingly turning to AI chatbots for advice on their personal and social lives. But researchers and even some AI companies are beginning to worry that some users are becoming overly dependent on their chatbots. Share Your Experience The Guardian wants to hear from individuals who have used AI chatbots to make significant decisions and regretted it. The form provided allows users to share their experiences anonymously, if desired. Understanding the Impact This inquiry aims to shed light on the potential consequences of relying on AI chatbots for personal and social decisions. By sharing their stories, individuals can help researchers and AI companies better understand the implications of AI dependency. How to Share Your Story Users can share their experiences through the provided form. The form allows for anonymous submissions. Fields include name, location, age/background, details of the decision, and reasons for regret. Ensuring Privacy and Security The Guardian assures that all responses will be secure and encrypted, with only the Guardian having access to the contributions. Personal data will be deleted when no longer required for the purpose of the feature.

The Lead: Ending the 22-Year DroughtArsenal have ended a 22-year wait to be crowned Premier League champions after Manchester City were held 1-1 by Bournemouth. Mikel Arteta's men held off the challenge of Pep Guardiola's second-place City to seal a long-awaited triumph with one game to spare.Tactical Innovation: The Set Piece RevolutionArsenal's title-winning campaign has been built on a back-to-basics approach that has revolutionized their set-piece strategy. For a couple of seasons, Arteta's Arsenal have been the emblem of a more pragmatic approach in English football, moving away from the era of pretty passing under Guardiola and heavy-metal football under Jurgen Klopp.The Gunners have mastered set pieces with Gabriel Magalhaes a menace at corners, Declan Rice key with his pinpoint throws and dead-ball deliveries, and Victor Gyokeres providing a robust striking option. More than 40 percent of Arsenal's Premier League goals this season have come from dead ball situations, with 18 of their 28 set-piece goals coming from corners – a new single-season Premier League record.Key Performances: Leadership Between the Posts and in MidfieldDeclan Rice and goalkeeper David Raya have stood out for Arsenal this season, putting them among the favorites for English football's Player of the Year award. Rice's leadership, energy in midfield, and set-piece delivery have made him an integral member of the team and one of England's key players heading into the World Cup.Raya has helped Arsenal keep 19 clean sheets, earning him the Golden Glove award for the third straight year. "David Raya, for me, has to be the player of the season," former Arsenal captain Patrick Vieira told Sky Sports. "I think he was outstanding from the first game until the end of the season. I think he was really impressive."Throw in Gyokeres scoring 21 goals in all competitions in his first season at the club, and it is clear that Arteta has built the most well-rounded team of his tenure.Squad Depth: Overcoming the Injury CrisisInjuries played a ruinous role in Arsenal's failed pursuit of Liverpool last season. However, the decision to invest heavily in bulking out Arteta's squad paid off this season despite injuries to key players like Saka, Magalhaes, Martin Odegaard, Kai Havertz, and Jurrien Timber.New signings Gyokeres, Eberechi Eze, Martin Zubimendi, Noni Madueke, Piero Hincapie, and Cristhian Mosquera have all made significant contributions to get Arsenal over the line in the Premier League and within one game of winning the Champions League for the first time.Mental Fortitude: Building Resilience Through AdversityFinishing as runners-up in the Premier League for the past three years saw Arsenal's players and Arteta derided as "nearly men", even chokers, by many football pundits. However, this period built up the prerequisite experience and resolve to finally launch a successful tilt at the title.Arteta kept believing in his squad and came up with unorthodox methods to inspire his players. A professional pickpocket was reportedly hired for a preseason dinner to highlight the need for alertness, while a lightbulb was brought into the locker room before one game to demand that the team "shine" at Emirates Stadium. Recently, TikTok videos featuring fan chants were played on big screens during practice sessions.Arsenal have been mentally tougher this season, holding on after yet another strong start and seeing it through to the end despite City's trademark late-season rally.The Competitive Landscape: When 82 Points Was EnoughArsenal accumulated more points two years ago when they were pipped to the title by City despite winning 16 of their final 18 games. Over the past decade, City and Liverpool have often set the bar high, winning the league with more than 90 points.This time, 82 was enough to see Arsenal over the line. Despite taking the title race into the final week of the campaign, City lacked the same consistency and relentlessness of Guardiola's best sides while Liverpool's title defense imploded.