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Lifestyle Mar 29, 2026

Tate Lends LS Lowry Painting to School in Historic First

The Tate has made history by lending an LS Lowry painting to a school for the first time. The paint…
The Tate has made history by lending an LS Lowry painting to a school for the first time. The painting, 'Dwelling, Ordsall Lane, Salford', was displayed at the Lowry Academy in Salford for two days.The artwork, painted in 1927, shows a crowd of children on the corner of a bustling residential road and shines light on Lowry's belief that 'a street is not a street without people'.The physical presence of the painting has had a hugely positive impact on the school, teachers said. It has spurred a number of art, history, and English literature projects and led to careers workshops that may have set children on paths they had not thought about previously.Helen Legg, the director of Tate Liverpool, said that the loan was a significant event, highlighting the importance of making art accessible to young people. 'We want young people to come to our museums,' she said. 'They are their museums. But sometimes you need to make that invitation really explicit and that is what this is about.'The loan was welcomed by the culture minister, Ian Murray, who said that it was a great chance to inspire Salford's young people and ignite creativity.
#Tate #LS Lowry #Lowry Academy
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World Economy Mar 27, 2026

US-Israel-Iran Conflict Disrupts Global LNG Supplies, Threatening Energy Security Worldwide

The US-Israeli conflict with Iran has severely disrupted global LNG supplies through the Strait of …
The ongoing United States-Israeli conflict with Iran has triggered severe disruptions to global LNG supplies in the Gulf, creating the most significant energy market disruptions in recent years. The critical Strait of Hormuz, through which 27 percent of the world's maritime oil trade and 20 percent of LNG shipments pass, has been brought to a near standstill.In response to the conflict, oil-producing nations such as Saudi Arabia have rerouted oil through alternative pipelines, while Qatar has completely halted LNG production at its Ras Laffan and Mesaieed facilities following attacks on its energy infrastructure. This disruption comes as natural gas makes up about a quarter of global energy consumption, raising widespread concerns about the impact on nations heavily reliant on gas imports.Natural gas is formed over millions of years from decomposed organic matter subjected to intense heat and pressure beneath the Earth's surface. LNG represents natural gas that has been cooled to -162 degrees Celsius through cryogenic processing, shrinking it to a 600th of its gaseous volume. In its liquid state, LNG is colorless, odorless, and non-flammable, making it safe and efficient to transport across vast distances.Before liquefaction, the gas undergoes purification through water-based solvents and molecular sieve beds to remove impurities including carbon dioxide, hydrogen sulfide, water, and mercury. Heavier hydrocarbons are then separated from methane and ethane through fractionation. The resulting fuel is typically composed of 85 to 95 percent methane, with small amounts of ethane, propane, butane, and nitrogen.LNG is stored in large insulated tanks without requiring high-pressure infrastructure, then pumped onto double-hulled carriers for shipment to terminals worldwide. At destination facilities, LNG is heated using seawater or warm water baths until it vaporizes—a process known as regasification—before being distributed through pipelines for consumption.Once returned to a gaseous state, LNG serves multiple purposes globally. Residential applications include cooking, heating, and electricity generation, while supporting hot water systems in homes and heating for commercial buildings. In power generation, LNG offers a comparatively low-carbon alternative to coal and oil. Industrial applications span fertilizers, plastics, paints, and medicines, with LNG also used to fuel heavy-duty vehicles and ships.The disruption has particularly affected agricultural production, as Gulf nations export close to half the world's traded urea—a key fertilizer component. Natural gas serves as both the primary feedstock and fuel for fertilizer manufacturing, with the halt in production forcing producers across the region to suspend or reduce operations.While primarily valued as an energy source, LNG processing yields significant by-products with industrial and medical applications. The most notable is helium, extracted during cryogenic processing. With global helium production estimated at 180 million cubic meters annually, the disruption to Qatar's LNG facilities has removed approximately 5.2 million cubic meters from the market each month—accounting for about a third of global monthly production.Helium is critical for cooling superconducting magnets in MRI and CT scanners, with the average MRI machine requiring about 1,700 liters of liquid helium. The element is also vital to the data center industry, where it conducts heat away from silicon components, preventing damage to semiconductors. Additionally, the natural gas value chain generates petrochemical derivatives that serve as feedstock for manufactured goods, including medical-grade plastics.According to the International Gas Union's 2025 World LNG Report, 411.24 million tonnes of LNG were traded in 2024. The United States emerged as the largest exporter with 88.4 million tonnes, followed by Australia (81 million tonnes), Qatar (77.2 million tonnes), Russia (33.5 million tonnes), and Malaysia (27.7 million tonnes). Together, these top five suppliers account for more than three-quarters of global LNG supply.China was the largest importer with 78.6 million tonnes in 2024, followed by Japan (67.7 million tonnes), South Korea (47.1 million tonnes), India (26.1 million tonnes), and Taiwan (21.8 million tonnes). These top five importers constituted nearly 59 percent of all global LNG imports that year.South Asian nations face particularly severe risks from the current conflict. Pakistan, where natural gas accounts for 28 percent of electricity generation for its 250 million people, and Bangladesh, where gas supplies half of all electricity for its 176 million population, are heavily dependent on Gulf imports. Qatar and the United Arab Emirates supply approximately 99 percent of Pakistan's LNG imports and 72 percent of Bangladesh's.In response to the energy crisis, Pakistan has implemented emergency measures including a four-day workweek for government employees and extended school holidays. Bangladesh has reduced gas supplies and is seeking nearly $2 billion in international loans to fund energy inputs and maintain price stability. India, which relies on Gulf nations for about half of its LNG and generates 5 percent of its electricity from gas, has shifted toward coal usage as LNG disruptions continue.
#lng #gas #used
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World Economy Mar 27, 2026

Lloyds Bank Faces £66m Court Battle with 30,000 Car Loan Customers

Lloyds Banking Group is facing a £66m court battle with 30,000 car loan customers who claim they we…
Lloyds Banking Group is embroiled in a significant court battle with approximately 30,000 car loan customers who are seeking £66m in compensation. The claims, being handled by the law firm Courmacs Legal, stem from allegations that Lloyds' motor finance arm, Black Horse, engaged in unfair commission arrangements with car dealers, leading to customers being overcharged for their loans. This case is part of a broader car loans commission scandal that has affected numerous consumers. The Financial Conduct Authority (FCA) had proposed a redress scheme worth an estimated £11bn to compensate affected customers. However, the claimants have opted to pursue a court case instead, citing concerns that the FCA's scheme may not provide adequate compensation. Under the FCA's proposed scheme, consumers were expected to receive an average payout of £700 per claim, which is less than half of the £1,500 average payout recommended by some consumer groups. This discrepancy has led claims law firms to argue that the scheme favors lenders over consumers. The court case, expected to be filed in the coming weeks, marks a significant development in the ongoing car finance mis-selling scandal. Courmacs Legal will represent the 30,000 claimants, taking a 28% cut of any successful payout. The firm believes that pursuing a court case is necessary to ensure that their clients receive fair compensation. A spokesperson for the FCA emphasized that their redress scheme is designed to provide consumers with fair compensation quickly and without incurring high fees. Meanwhile, Lloyds Bank has declined to comment on the matter. This case is likely to be the first in a series of omnibus suits against other lenders involved in the motor finance mis-selling scandal. A court of appeal case brought by Lloyds and other banks is currently pending, which could potentially impact the progression of Courmacs's omnibus claims.
#car #consumers #lenders
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Environment Mar 27, 2026

Double Disaster: Women's Heightened Vulnerability in Post-Hurricane Caribbean

The Caribbean region reveals how women face disproportionate risks during natural disasters, from i…
When Hurricane Beryl devastated Union Island in St Vincent and the Grenadines in July 2024, 61-year-old Tedica Alexander found refuge at the Ashton community center, which her grandchildren called 'Final Destination.' As the storm intensified, the shelter quickly filled to capacity with 47 children and 147 adults, including three people using wheelchairs, while windows shattered and floodwaters rose above ankle height. Alexander's experience mirrors a broader pattern revealed across the Caribbean: women often take on caretaker roles during natural disasters, yet studies show this responsibility can make their experiences more difficult. UN Women reported in 2022 that pre-existing social and cultural demands on women as primary caregivers increase their vulnerability during disasters, with gendered roles making women and girls more likely to be killed in such events. While emergency shelters provide critical protection from storms, they often fail to address gender-based violence risks. A 2021 systematic review published in BMJ Global Health found that post-disaster environments frequently heighten risks for women and girls, with inadequate shelter infrastructure—such as lack of doors, walls, and locks—contributing to increased violence in Haiti, Japan, and Nepal. The International Federation of Red Cross and Red Crescent Societies has been working to address these challenges, according to Loyce Pace, the organization's Americas regional director. The federation publishes manuals providing guidance to agencies working during natural disasters, focusing on ensuring governments understand their roles in emergencies and have access to necessary resources. Despite these efforts, significant challenges remain. In the Bahamas, emergency shelter capacity accommodates only 3% of the population, according to Aarone Sargent, managing director of the Disaster Risk Management Authority. During Hurricane Melissa in 2025, approximately 1,800 people from the southern islands were evacuated to New Providence and accommodated in six or seven shelters. The recovery phase presents particular difficulties for women. As Pace notes, while immediate response has improved attention to vulnerable populations, the recovery period often proves more challenging, especially for single women seeking loans or rebuilding businesses. Alexander, whose home and livelihood were destroyed in Hurricane Beryl, continues to live without electricity or water, struggling to regain stability months after the disaster. As the Caribbean region faces increasingly frequent and intense storms, experts emphasize the need for gender-responsive disaster planning and adequate shelter infrastructure that addresses the specific vulnerabilities women and girls face before, during, and after natural disasters.
#UN Women #Caribbean Disaster Relief #Gender-Based Violence
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Economy Mar 26, 2026

Gulf Conflict Leaves Millions of South Asian Families in Debt and Despair

The US-Israeli war on Iran has had a devastating impact on millions of South Asian families whose l…
The recent escalation of conflict in the Middle East has sent shockwaves across South Asia, affecting millions of families who depend on remittances from their loved ones working in the Gulf nations. The war between the US and Israel on Iran has resulted in a significant increase in tensions, with Iranian attacks on Gulf neighbours causing widespread fear and uncertainty.For Jaya Khuntia, a father from India's Odisha state, the conflict has brought unimaginable tragedy. His 25-year-old son, Kuna, a pipe fitter in Qatar's capital Doha, died of a heart attack after hearing the sound of missiles and debris from interceptions falling near their residence. Kuna's death has left the family in debt and despair, with their hopes of paying off a 300,000-rupee ($3200) loan for the marriages of their two daughters shattered.Migrant workers from South Asia, totaling nearly 21 million people in the Gulf nations, are often engaged in blue-collar work, building or supporting the industries and services that drive the Gulf's success and prosperity. However, they are also among the most vulnerable, with many working in areas targeted by Iranian attacks, such as oil refineries, construction areas, airports, and docks.The suspension of work at many of these facilities, coupled with fears of a major economic downturn in the region, has left many workers and their families worried about the future of their jobs. Experts warn that remittances from the Middle East, a crucial economic backbone for South Asian nations, could be significantly affected, especially if Gulf economies contract and layoffs follow.For Hamza, a Pakistani migrant laborer working at an oil storage facility in the UAE, the conflict has brought a sense of fear and uncertainty. He witnessed a drone attack on a storage unit and was shaken by the experience. Despite the dangers, he said leaving is not an option, as his family depends on him.Imran Khan, a faculty member at the New Delhi Institute of Management, said migrant laborers from South Asia are often driven by desperation to take up jobs in the Middle East. He warned that these workers are the worst affected during crises, whether war or natural disasters.As the conflict continues, many South Asian workers are planning to return home. Noor, a migrant worker from Bangladesh employed at an oil facility in Saudi Arabia, said he no longer feels safe and plans to return home once his contract ends. His family, too, is deeply affected, with his children crying every time they call him, scared for his life.
#Gulf Cooperation Council #India #Pakistan
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World Economy Mar 24, 2026

Iran Conflict Escalates: Economic Risks and Global Energy Markets

The ongoing conflict between Iran, the US, and Israel is escalating, with significant implications …
The recent developments in the Iran-US conflict have sparked concerns about the potential for a prolonged and devastating war. Iranian barrages have targeted Israel, Gulf Arab states, and northern Iraq, while Israeli and US warplanes have struck across Iran. The US has considered deploying troops on the ground, further escalating tensions.British Prime Minister Sir Keir Starmer has warned that the conflict may endure, and the economic risks are already crystallizing. Business activity growth in Britain has slowed, manufacturers' input costs have seen their sharpest rise since 1992, and home loans are becoming dearer as the war feeds into energy and inflation fears.The UK government is drawing up contingency plans, such as lowering speed limits to cut fuel use. However, Chancellor Rachel Reeves has ruled out universal household support for any 'Trumpflation' and insists help will remain within her 'iron-clad' fiscal rules. This approach has raised concerns about the government's ability to mitigate the economic impact of the conflict.The conflict has significant implications for global energy markets. Disruptions to oil and gas flows could lead to a structural shift in global energy use, with Europe potentially accelerating its green energy transition and Asia opting for increased coal use. The UK's clean energy transition may be impacted, with higher costs and disrupted supply posing challenges.In conclusion, the Iran-US conflict poses significant risks to global economic stability and energy markets. The UK government must navigate these challenges carefully, balancing the need for economic support with the imperative of maintaining fiscal discipline.
#energy #not #markets
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Sports Mar 23, 2026

Raheem Sterling Struggles to Regain Form with Feyenoord in De Klassieker

Raheem Sterling's performance for Feyenoord in De Klassieker against Ajax was disappointing, highli…
Raheem Sterling's much-anticipated move to Feyenoord has yet to yield the desired results, as he struggled to make an impact in the highly anticipated De Klassieker against Ajax. Despite having a chance to attack Ajax's right-back Lucas Rosa, Sterling failed to capitalize, and his performance was marred by a lack of match fitness.The 31-year-old English forward, who joined Feyenoord on loan from Chelsea for the remainder of the season, has had a difficult start to life in the Eredivisie. With Feyenoord currently sitting in second place, albeit far behind league leaders PSV Eindhoven, the pressure is on Sterling to deliver results and help the team secure a Champions League spot.Feyenoord's coach, Robin van Persie, acknowledged Sterling's struggles, stating that the player's fitness levels and on-field impact need to improve. Van Persie emphasized the importance of winning matches during this period of Sterling's acclimation, highlighting the need for the team to deliver results.Sterling's performance in De Klassieker was a microcosm of his challenges at Feyenoord so far. Despite showing glimpses of his former self, including a smart first-time ball and some earnest tracking back, he failed to leave a lasting impact on the game. His substitution in the 59th minute was a testament to his underwhelming display.The clock is ticking for Sterling to turn his form around, with Van Persie expressing optimism about the player's potential to improve. However, with only a few months left on his loan deal, Sterling needs to quickly adapt to the Dutch league and prove his worth to Feyenoord and potential suitors.
#feyenoord #ajax #eredivisie
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World Economy Mar 22, 2026

The SBA's Politicization Hurts Small Businesses

The Small Business Administration's new policy of denying loans to non-citizen small business owner…
The recent decision by the Small Business Administration (SBA) to deny loans to small business owners who are not US citizens has raised concerns about the politicization of the agency. Kelly Loeffler, the new administrator of the SBA, announced that the agency would no longer approve loans to small business owners unless they are US citizens, effectively excluding legal immigrants with green cards and full residency from accessing loans.This move has been criticized for being a political decision that harms small businesses and the economy. The SBA's mission is to support small businesses, which are the backbone of the US economy. By denying loans to certain entrepreneurs, the agency is limiting access to capital and hindering the growth of small businesses that could benefit their communities and the country at large.The decision is also seen as a reaction against the Biden administration's efforts to promote diversity and inclusion. Under Biden, the SBA had often featured diverse groups of business owners in its marketing materials, but this new policy seems to be tailoring the message to serve the Trump administration's political agenda.Supporting small businesses should not be a controversial position, and most of the time it is not. However, the SBA's politicization has made it a propaganda tool for the party in power, rather than a neutral agency serving the interests of small businesses.To address this issue, some suggest taking the SBA out of the government and spinning it off into a separate entity, similar to the Manufacturing Extension Partnership or the MITRE Corporation. This entity would be funded by both the government and private industry and would be required to report to Congress through its existing small business committees.The goal of this new entity would be to coordinate government loan guarantees, assist with federal funding, and provide training, counseling, and support to small businesses. This would help to insulate the agency from political cycles and ensure that it serves the interests of small businesses, rather than the interests of the party in power.
#small #businesses #sba
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Sport Mar 22, 2026

Chessum Drives Tigers to Crucial Victory as Bristol Falls Short in Premiership Battle

England international Ollie Chessum returned from Six Nations duty to inspire Leicester Tigers to a…
Transitioning from the bright lights of the Stade de France to the familiar surroundings of the Crumbie Stand presents a unique mental challenge for international rugby players. For England's Ollie Chessum, however, the return to domestic competition proved fruitful as he delivered another tireless performance in Leicester's 33-19 victory over Bristol.The result not only elevates the Tigers to third place in the Premiership standings but also secured what could prove to be a crucial bonus point when playoff calculations are finalized. Bristol, who had been seeking bonus points of their own, ultimately left empty-handed and remain in fifth place following a match that maintained intensity from start to finish.The significance of this fixture was evident as Chessum and Joe Heyes were asked to immediately return to action following their Six Nations commitments, with Jack van Poortvliet also coming off the bench. This selection strategy proved effective, bolstered by another influential display from fly-half Billy Searle. The final try exemplified the Tigers' growing confidence under pressure.Even head coach Geoff Parling was urging his players to take calculated risks, shouting at Freddie Steward to kick the ball from deep rather than risk turnovers. When his players backed themselves from their own half, the decision paid dividends."I've been trying for a long time to get them to play what they see and that's what they did," Parling stated afterward, while also praising Chessum's contribution. "The Six Nations is physical but there's also an emotional toll. It's always a challenge for those guys when they come back after being away for eight weeks. Ollie was outstanding. He's a big emotional leader for us."Two decisive tries within a three-minute spell midway through the first half proved pivotal. When Leicester enters the "killing zone," they appear increasingly dangerous, as demonstrated by the close-range power of Joaquín Moro and Hanro Liebenberg, which left the Bears, missing rested Ellis Genge and dealing with injuries, with no answer.Bristol, however, proved difficult to contain for extended periods. Their industrious captain Fitz Harding, the league's top tackler this season, rewarded sustained pressure with a try, while Kalaveti Ravouvou continued his habit of scoring against the Tigers, escaping past Steward and Chessum to touch down down the right wing.The Bears' other first-half highlight came from hooker Gabriel Oghre, whose cultured left boot produced a magnificent 45-metre touchfinder from a defensive lineout. Oghre's versatility raises questions about why he isn't discussed more frequently among England's hooker options.While romantic backstories don't typically secure tight victories, the return of Scotland international flanker Hamish Watson on loan from Edinburgh added emotional significance. After 14 years north of the border, the 34-year-old relished the opportunity to run out to the traditional strains of Smoke on the Water at his boyhood club.Bristol continued to press, with Harding burrowing over for his second try, bringing Jimmy Williams' conversion to make it 20-19. Leicester needed to respond, and almost did when Searle launched an attack that might have yielded a spectacular try had Moro held the final pass.Though Izaia Perese soon crossed for Leicester's third try, the Tigers couldn't fully relax until the final moments. Steward's cross-kick initiated a daring raid up the right touchline, culminating in Hamer-Webb's exuberant dive over the line to seal the victory."We wanted to take Leicester out of their comfort zone and we did that at times," lamented Bristol's director of rugby Pat Lam. "We just need to finish more of our opportunities. You have to be at your best to win here and we weren't at our best."With seven regular-season rounds remaining, the stakes continue to rise. Bristol will host Harlequins at the Principality Stadium in Cardiff, while Leicester faces Gloucester at Villa Park in the latest edition of the Slater Cup.
#bristol #tigers #but
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