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Statutory Maternity Pay Delays Harriett Thompson applied for 21 weeks of SMP at £187.18 per week – a total of £3,931.78. The statutory maximum is £194.32 per week, meaning she missed out on £7.14 weekly, or £149.94 over the full claim. HMRC cited a backlog; the first cheque arrived on 8 April 2026, almost a year after the expected April 2025 payment. Similar cases reported delays of 18 months to 3 years, with some receiving threatening HMRC letters. Financial Impact on Self‑Employed Self‑employed claimants must fund their own SMP through their limited company and then seek reimbursement from HMRC, turning a normally automatic payroll process into a manual, unpredictable one. Richard Douglas of Oakworth Financial Planning notes that once the process becomes manual, “timescales are almost impossible to predict due to a lack of processing staff and extra verification checks.” Selina Flavius of Black Girl Finance describes the system as “clunky” and “designed with traditional employers and employees in mind,” leaving director‑owners to juggle cash‑flow while awaiting reimbursement. Even when paid, the SMP rate is lower than the 90 % average‑earnings uplift employees receive, meaning freelancers can lose “hundreds or thousands of pounds” over the leave period, according to Catherine Goldfinger of Milk & Money. Mortgage Challenges Mortgage lenders assess income stability. Habito explains that self‑employed borrowers without employees face “big impact on income” assessments, often resulting in higher deposits and specialist brokers. Rachael Twumasi‑Corson needed three years of tax returns and a 15 % deposit to secure a mortgage in late 2021. Fluctuating earnings during maternity leave increase perceived risk, leading to longer approval times and stricter terms. Expert Commentary Richard Douglas (Oakworth Financial Planning): “HMRC’s systems work well for traditional employer‑employee relationships; for owner‑operators the process is manual and slow.” Selina Flavius (Black Girl Finance): “The statutory maternity pay money is there, but the claim process is awkward, slow and prone to confusion for director‑owners.” Catherine Goldfinger (Milk & Money): “Maternity allowance lacks the six‑week average‑earnings uplift, meaning self‑employed parents can lose significant income.” Key Takeaways Self‑employed mothers must front SMP payments, creating cash‑flow strain. HMRC delays can extend up to three years, undermining financial stability. Mortgage applications become harder, often requiring larger deposits and specialist brokers. Policy designed for traditional employment leaves a gap for director‑owners and freelancers.

What has happened?The war in the Middle East has choked the Strait of Hormuz, cutting oil‑shipping routes. Crude prices surged to $119 a barrel in March from $72 pre‑war – a rise of $47 or roughly 65%. ACI Europe warns that unless stable supply returns within three weeks, jet‑fuel shortages will force cancellations, potentially from May. Susannah Streeter of Wealth Club notes a growing risk for leisure flights. If your flight is cancelledFor flights departing from or arriving at UK/EU airports on UK/EU carriers, passengers must receive a refund or an alternative flight. Cancellations less than two weeks before departure also trigger compensation under EU Regulation 261/2004 – up to €600 depending on distance. Airlines must provide meals, transport and accommodation while stranded. Refund or re‑routing – mandatory for covered flights.Compensation – up to €600 if notice is under two weeks.Support services – meals, hotel, transport. Package holiday travellersPackage holidays fall under the Package and Linked Travel Arrangements. The tour operator must either offer an alternative holiday of equal value or a full refund if the flight leg is cancelled. Rory Boland of Which? Travel stresses that the provider also arranges return transport. Surcharges for fuel price rises can be up to 8%; any higher charge gives the consumer a right to cancel with a full refund. Self‑arranged tripsTravelers who book flights and accommodation separately have weaker protection. While airlines must refund or re‑book the flight, hotels and other services are not automatically covered. Matt Gatenby of Travlaw advises checking travel‑insurance policies, which may cover hotel losses, though terms vary. Credit‑card protectionsPurchases over £100 made with a credit card are covered by Section 75 of the Consumer Credit Act, making the card issuer jointly liable if the airline fails to deliver. This recourse is secondary to airline refunds and does not extend to separate hotel bookings. Pre‑booking adviceExperts recommend a “belt‑and‑braces” approach: book a package holiday with a credit card, secure comprehensive travel insurance, and choose accommodation with flexible cancellation. Be aware of potential delays at European borders – the EU’s new Entry‑Exit System (EES) can cause up to three‑hour queues, jeopardising flight connections. Airline and hub considerationsLarge carriers are more likely to have fuel‑hedging contracts, insulating them from immediate price spikes. Hub airports such as Heathrow and Barcelona typically have multiple fuel supply routes (pipelines and trucks), offering greater resilience and more alternative flights in case of cancellations. Booking timingHistorically, fares rise as departure approaches, and the cheapest seats are found early in the sales cycle. However, limited summer inventory means some airlines may later discount if demand softens due to fuel‑price anxiety.

Bulgaria is holding its eighth parliamentary election in five years, with polling stations opening at 7am local time (04:00 GMT) and closing at 17:00 GMT. The election is significant as it could bring to power a left-leaning, pro-Russian former President Rumen Radev, just days after voters in Hungary rejected the authoritarian policies and global far-right movement of Viktor Orban.The December protests that brought down the previous conservative-led government drew hundreds of thousands of mainly young people to the streets, calling for an independent judiciary to tackle widespread corruption. Radev, a former air force general, has said he wants to rid the country of its “oligarchic governance model” and backed anticorruption protests late last year.Radev has advocated for renewing ties with Russia and criticised sending military aid to Ukraine. He resigned from the mainly ceremonial presidency in January to launch his bid to lead the government as prime minister. However, his stance has drawn criticism from opponents, who accuse him of being too accommodating towards the Kremlin.Bulgaria, a nation of 6.5 million people, has faced repeated political instability since 2021, with fragmented parliaments producing weak coalition governments. The EU member state has cycled through a succession of administrations since mass anticorruption protests in 2021 ended the conservative rule of longtime leader Boyko Borissov.The opinion polls suggest that Borissov’s pro-European GERB party is expected to finish second, with about 20 percent support, ahead of the liberal PP-DB alliance. Official results are likely to be announced on Monday.

Tens of thousands of displaced Lebanese families have begun returning to their homes in southern Lebanon, despite ongoing Israeli attacks and home demolitions near the border. The return comes after a 10-day truce between Lebanon and Israel.On Saturday, a steady stream of vehicles carrying mattresses, bags, and flags was seen traveling south as families evaluated the condition of their homes. However, many found their homes destroyed or damaged beyond habitation, making them hesitant to stay.The Lebanese army has advised residents to postpone their return, while Hezbollah has warned that it has its "finger on the trigger" should Israel breach the agreement. Senior Hezbollah official Mahmoud Qamati cautioned that "Israeli treachery is expected at any time, and this is a temporary truce".Lebanese authorities report that nearly 2,300 people were killed and over one million displaced throughout the conflict, primarily from southern Lebanon and Beirut's southern suburbs. Local media and residents indicate that Israeli forces continue demolition operations across several border villages.The Israeli military has established a "Yellow Line" in southern Lebanon, similar to what it did in the Gaza Strip, designating a military zone and buffer inside the area.

In a groundbreaking achievement, a humanoid robot has shattered the world record at a Beijing half-marathon, showcasing the rapid advancements in Chinese technology. The robot, equipped with an autonomous navigation system and sponsored by Chinese smartphone maker Honor, completed the approximately 21km course in 50 minutes and 26 seconds, averaging a speed of about 25km/h (15.5mph).This remarkable feat surpasses the current men's world record of 57:20, held by Ugandan runner Jacob Kiplimo. The event, held in Yizhuang, Beijing, featured over 100 humanoid robots, a significant increase from last year's 20 entries. Spectators witnessed a range of robots, from highly agile ones mimicking famous runners like Usain Bolt to those with more basic capabilities.The rapid progress in robotics has sparked both excitement and concern among onlookers. Han Chenyu, a 25-year-old student, described the event as 'pretty cool' but also expressed worries about the potential impact on jobs due to advancing technology. Xie Lei, a 41-year-old observer, noted that humanoid robots could become integral to daily life within several years, potentially assisting with tasks like housework, elderly care, or dangerous jobs.The humanoid half-marathon aims to encourage innovation and popularize the technologies used in creating and operating such machines. The industry's strength is evident, with 73.5 billion yuan ($10.8bn) invested in robotics and embodied AI in China in 2025, according to a government agency study. As technology continues to advance, it raises questions about humanity's role and the potential for robots to surpass human capabilities in various fields.

Pope Leo XIV has addressed tens of thousands of faithful near Angola's capital, Luanda, urging the country to overcome divisions and corruption during a landmark tour of Africa. Speaking at an open-air Mass on Sunday in the town of Kilamba, Leo addressed the country's civil war-scarred past, which he said has brought enmity and division, squandered resources and poverty.The pontiff arrived in the Portuguese-speaking nation on Saturday for the third leg of a four-nation tour of the continent, which began in Algeria and Cameroon and will also include a stop in Equatorial Guinea. At a meeting with Angolan officials, including President Joao Lourenco, Leo spoke out against the suffering and social and environmental disasters caused by the rampant exploitation of natural resources.Leo said he is not afraid of the Trump administration and will continue to speak out against war. The pope's rhetoric has put him at odds with Trump, who last week called the Catholic leader weak and terrible for foreign policy. Many people who attended the Mass at Kilamba arrived early in the morning in anticipation, with Sister Christina Matende saying, The pope coming here is a joy. We are living in a moment of a lot of difficulties, and we are waiting for the blessing of the pope.

Tens of thousands of displaced Lebanese families are returning home despite ongoing reports of Israeli shelling and demolitions of homes near the country's southern border. A preliminary assessment by Lebanese authorities found that nearly 40,000 homes had been destroyed or damaged before the truce.Cars loaded with mattresses, bags, and salvaged belongings continued streaming south on Saturday as families went back to see if their homes remained. However, many are finding their homes badly damaged or uninhabitable. Fadel Badreddine, displaced from Nabatieh, said, 'There's destruction and it's unliveable. We're taking our things and leaving again.'A 10-day ceasefire took effect on Thursday night, raising hopes of a pause after 46 days of intensified Israeli attacks. However, uncertainty remains amid widespread destruction and Israeli warnings against returning to parts of southern Lebanon. Al Jazeera correspondents reported that Israeli bulldozers were continuing demolition and land-clearing operations in several areas of southern Lebanon, while Israeli artillery also shelled areas around Beit Lif, al-Qantara, and Toul.Israeli Defence Minister Israel Katz said the area between the security zone and the Litani River had not yet been cleared of fighters and 'weapons'. He stated that this will have to be done through diplomatic means or continued Israeli military activity after the ceasefire. Rare face-to-face talks between Lebanon and Israel are expected to resume in the coming days, though both sides appear to have sharply different priorities.

When & where: The decisive league clash is set for Sunday, 19 April, 4:30 pm local time (15:30 GMT) at Manchester’s Etihad Stadium. Why it matters: With just six points separating the two contenders and City holding a game‑in‑hand, the match may produce a rare season‑ending playoff if the title‑race ends in a perfect tie. Current standings: Arsenal sit top with 70 points from 32 games, while City trail on 64 points from 31 fixtures. Opta’s latest model shows Arsenal’s title odds slipping from 97 % to 87 % after a recent loss, whereas City’s chances have risen from 3 % to 13 %. Form snapshot: The Gunners have managed only one win in their last five outings across all competitions, including a defeat to Bournemouth and a shock exit from the FA Cup at Southampton. By contrast, City have ridden a three‑match winning streak that includes victories over Arsenal, Liverpool and Chelsea. A City win would shrink the gap to three points; a subsequent victory at Burnley three days later could see them leapfrog Arsenal with five games remaining, potentially consigning the North London side to a fourth consecutive runner‑up finish. If Arsenal prevail, their nine‑point cushion is restored, while a draw keeps them in charge but narrows the margin, leaving the title still very much in contention. Play‑off possibility: Should the two clubs finish level on points, goal difference, goals scored, head‑to‑head points and head‑to‑head away goals, the championship would be settled by a one‑off playoff. Arsenal currently hold a +3 goal‑difference advantage (62 scored vs. City’s 63). Historical context: The two sides have met 215 times since 1893. Arsenal lead the all‑time tally with 101 wins, City have 66 victories, and 48 matches ended level. Injury updates: City will be without John Stones, Josko Gvardiol and Ruben Dias, though left‑back Nico O’Reilly is now fit. Arsenal have several doubts, notably captain Martin Ødegaard, Bukayo Saka, Jurrien Timber and Mikel Merino. Predicted line‑ups: Manchester City: Ederson; Nunes, Khusanov, Guehi, O’Reilly; Silva, Rodri; Semenyo, Cherki, Doku; Erling Haaland. Arsenal: Aaron Raya; White, Saliba, Gabriel, Lewis‑Skelly; Zubimendi, Rice; Dowman, Eze, Martinelli; Gyökeres. The outcome of this fixture will likely shape the narrative of the Premier League’s 2025‑26 season, either cementing Arsenal’s long‑awaited triumph or igniting a dramatic final‑phase surge from Pep Guardiola’s men.

Pressure is mounting for the removal of Piero Corvetto, head of Peru’s National Office of Electoral Processes (ONPE), as the country grapples with a protracted presidential ballot count and accusations of procedural flaws.The general election took place on Sunday, but officials extended voting by a day to address distribution problems, a move that has since fueled claims of irregularities.With 93.3% of votes tallied, the race for second place remains razor‑thin: left‑leaning candidate Roberto Sanchez holds 12.0% of the vote, while ultraconservative former Lima mayor Rafael Lopez Aliaga trails closely at 11.9%, a margin of roughly 13,000 votes. Conservative frontrunner Keiko Fujimori leads with 17%, positioning her for the June 7 run‑off.ONPE reports that about 5% of ballots have been set aside for further scrutiny due to missing information or recording errors. These votes will be examined by a special electoral jury before being incorporated into the final totals, a process that could extend the certification period to up to two weeks, according to local monitor Transparencia.Business leaders and legislators across the political spectrum have publicly urged Corvetto to step aside, arguing that a fresh overseer is needed to ensure credibility for the second round. “Errors of this magnitude have real consequences,” said Jorge Zapata, head of the business chamber CONFIEP, in an interview with RPP radio.Corvetto acknowledged logistical setbacks that necessitated the one‑day voting extension, particularly in Lima, but denied any fraudulent activity. Nonetheless, the National Jury of Elections—a top electoral court—has lodged a criminal complaint against him, citing possible violations of voting rights.Further controversy erupted after police discovered election materials from four polling stations on a public road in Lima; ONPE confirmed that votes from those stations had already been logged for counting.European Union election observers, however, reported no evidence of fraud during their monitoring mission, adding a nuanced perspective to the domestic turmoil.