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Tech Apr 22, 2026

The Normalization of Cybercrime: How Teens Speak the Language of Fraud

Investigative journalist Kaf Okpattah reveals how cybercriminal terminology like 'Fullz' and 'Squar…
The Normalization of Cybercrime Among Youth In his new book, Scam Nation, investigative journalist Kaf Okpattah offers a rare glimpse into the subculture of cybercrime that has taken root among teenagers. Okpattah, who grew up in an environment where fraud was a common topic of conversation, describes how terms like 'Fullz'—a person's full financial information—and 'Squares'—bank cards—have become part of everyday student slang. This linguistic shift indicates a disturbing trend where criminal activity is no longer viewed as taboo but as a normal aspect of social interaction. The Underground Economy of Student Slang The terminology used by this generation reveals a sophisticated, albeit illicit, economy. Okpattah breaks down the specific jargon that facilitates these crimes: Fullz: Complete financial data sets used to open accounts or make purchases. Squares: Bank cards. Clicking: Using stolen details to commit online fraud. Addy: Shipping addresses for fraudulently purchased goods. Mule herder: Someone who recruits and manages money mules. For many students, discussing these terms is as casual as discussing sports, often thinly disguising their criminal intentions from teachers and peers. The Economics of the 'Mule' Recruitment The recruitment of students into this criminal network operates on a surprisingly organized scale. Okpattah estimates that in every university year group, there are approximately 50 fraud 'boys' actively recruiting others. The business model relies on a hierarchy where higher-level criminals recruit students to act as 'money mules'—people who accept stolen funds into their personal bank accounts in exchange for a cut. This creates a closed-loop ecosystem where students are approached by peers or acquaintances, often in academic settings, creating a false sense of security and trust. Social Media as a Crime Marketplace Social media has transformed the way fraudsters operate and market their illicit goods. Okpattah highlights a new breed of 'influencers' within the fraud community—individuals who boast about their lifestyle and criminal exploits to thousands of followers. One such figure, described as the 'Kim Kardashian of fraud', uses social media to showcase his electric scooter and designer items, effectively glamorizing the lifestyle. This visibility serves a dual purpose: it attracts new recruits and provides a platform to show off 'spoils' to the community, reinforcing the cycle of crime. Future Outlook: The Digital Crime Ecosystem The normalization of these terms and the glamorization of fraud via social media suggest a growing challenge for law enforcement and parents. Okpattah warns that the algorithmic nature of social media platforms can inadvertently expose teenagers to this lifestyle, showing them flashy items and cash without the context of the crime involved. Experts advise parents to monitor their children's search history for terms like 'Fullz' and 'Deets', as these are strong indicators of involvement in or interest in the fraud economy. As the digital landscape evolves, the barrier between online socializing and criminal enterprise continues to blur.
#Kaf Okpattah #Scam Nation #Cybercrime
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Business Apr 22, 2026

£44m UK Insulation Fraud Exposed: SFO Arrests in Wake of ECO4 Scheme Collapse

The Serious Fraud Office (SFO) has arrested four individuals following a coordinated dawn raid oper…
The UK’s Serious Fraud Office (SFO) has launched a major crackdown on the home insulation sector, arresting four individuals in coordinated dawn raids across England. The operation targets a suspected £44 million fraud scheme that allegedly bilked energy companies out of funds meant to upgrade the homes of the UK's most vulnerable residents. Key Developments Arrests & Raids: Four individuals were arrested on suspicion of conspiracy to defraud following searches in Staffordshire, Hampshire, and Derbyshire. Targeted Companies: The investigation focuses on Warmfront (Staffordshire), JJ Crump (Sheffield), and South Coast Insulation Services (Hampshire). Allegations: The SFO alleges companies submitted false invoices for work that was never carried out. Data & Market Impact The fraud is tied to the Energy Company Obligation 4 (ECO4), a government-mandated scheme requiring energy suppliers to fund insulation and heating upgrades for low-income households. With the scheme set to end in December 2026, the investigation highlights a systemic failure in oversight that has plagued the program for years, costing energy companies millions. Why This Matters This scandal represents a critical failure in social welfare delivery. The ECO4 scheme was specifically designed to tackle fuel poverty and reduce carbon emissions. By siphoning off funds through false invoices, fraudsters have not only cost energy companies millions but have also deprived vulnerable families of the warmth and energy efficiency they were promised. This undermines public trust in government initiatives aimed at decarbonization and social support. Expert Insight The scale of the alleged fraud—£44 million—suggests a deeply entrenched culture of non-compliance rather than isolated incidents. The involvement of multiple organizations operating without strong central oversight points to regulatory gaps in the UK's green energy transition. As the government prepares to replace ECO4 with the Warm Homes Plan, the transition offers a crucial opportunity to implement stricter vetting processes and digital monitoring for installers to prevent future exploitation of vulnerable populations. What Happens Next The SFO is actively seeking information from installers and assessors who worked on these contracts. Looking ahead, the winding down of ECO4 and its replacement by the Warm Homes Plan will likely trigger a comprehensive audit of the sector. We can expect increased regulatory scrutiny on energy suppliers and a potential overhaul of how government-funded green upgrades are administered to ensure funds reach the intended beneficiaries.
#Serious Fraud Office #ECO4 #Warmfront
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Politics Apr 21, 2026

FBI Director Kash Patel Sues The Atlantic for $250 Million Over Allegations of Alcoholism and National Security Risks

FBI Director Kash Patel has filed a $250 million defamation lawsuit against The Atlantic, alleging …
The High-Stakes Legal Battle Over National Security AllegationsFBI Director Kash Patel has initiated a high-profile defamation lawsuit against The Atlantic and reporter Sarah Fitzpatrick, seeking $250 million in damages. The legal action follows a report alleging that Patel’s alleged alcoholism and erratic behavior posed a direct threat to United States national security.The Accusations and The DefenseThe Atlantic’s story, initially titled “Kash Patel’s Erratic Behavior Could Cost Him His Job,” cited more than two dozen anonymous sources. The report detailed instances of “conspicuous inebriation” and unexplained absences that allegedly delayed critical FBI investigations.Key Allegations: Rescheduled meetings due to alcohol-fueled nights; frequent unavailability delaying time-sensitive decisions.The Defense: The Atlantic stands by the reporting, stating it is “meritless” and that sources were granted anonymity to discuss sensitive information.The Response: Patel denied the allegations, calling them “lies” and stating, “Print it, all false, I’ll see you in court—bring your checkbook.”The Financial Stakes and Legal PrecedentsThe lawsuit alleges that The Atlantic acted with “actual malice,” a legal standard requiring public figures to prove a publisher knowingly printed falsehoods or recklessly ignored doubts. The complaint highlights a Friday letter from Patel’s attorney, Jesse Binnall, sent just two hours before publication, which detailed specific refutations of the 19 allegations.This case adds to a growing trend of legal confrontations between the Trump administration and media outlets. While previous suits by Donald Trump against CNN, the New York Times, and the Wall Street Journal were largely dismissed by judges, settlements have been secured with ABC News and Paramount Global.A New Front in the Culture War Between Media and the Executive BranchThis lawsuit signals a hardening of the relationship between the FBI leadership and investigative journalism. By targeting the credibility of anonymous sources and the speed of publication, Patel’s legal team is attempting to set a precedent that could make future negative reporting on high-ranking officials significantly riskier.The Future OutlookGiven the precedent of judges dismissing similar defamation claims in the past, it is unlikely this case will reach a jury trial soon. However, the sheer scale of the damages ($250 million) and the focus on “actual malice” suggest that this will be a prolonged legal battle designed to deter future investigative reporting rather than a guaranteed path to financial recovery.
#Kash Patel #The Atlantic #FBI
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Politics Apr 18, 2026

Iran Dismisses Trump’s Allegations and Warns of Hormuz Closure Amid Stalled Negotiations

Iran’s parliamentary speaker rejected seven recent claims made by President Donald Trump as false a…
Speaker of Iran’s parliament Mohammad Bagher Ghalibaf publicly rejected seven recent statements by U.S. President Donald Trump concerning Iran, labeling them false. He warned that the Strait of Hormuz – a vital global shipping lane – will not remain open should the United States continue its blockade of Iranian ports, underscoring the potential for heightened regional disruption.In contrast, Trump told the AFP news agency that there are no "sticking points" left in the pursuit of a deal with Tehran, and he shared a series of optimistic messages on social media about apparent agreements with Iran. The divergent narratives reflect deepening mistrust as peace talks progress, with significant implications for maritime traffic and broader U.S.-Iran diplomatic efforts.
#Iran #United States #Donald Trump
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News Apr 16, 2026

South Africa Sends Former Apartheid Negotiator Roelf Meyer to Washington in Bid to Repair Trump‑Era Rift

President Cyril Ramaphosa has appointed 78‑year‑old former apartheid‑era minister Roelf Meyer as So…
South Africa announced the appointment of Roelf Meyer, a 78‑year‑old former minister and chief negotiator for the apartheid government, as its new ambassador to the United States. The decision, made by President Cyril Ramaphosa, is intended to heal the diplomatic breach that widened after the United States, under President Donald Trump, expelled the previous envoy, Ebrahim Rasool, in March 2025. Meyer replaces Rasool, who was dismissed after publicly labeling Trump’s global movement as “white supremacist.” Since then, Pretoria has lacked formal representation in Washington, a gap the government hopes to close with Meyer’s extensive negotiation experience. The bilateral relationship has deteriorated since Trump assumed office in January 2024, with the U.S. president repeatedly criticising South Africa’s affirmative‑action policies and falsely alleging a “white genocide.” Trump’s administration even offered expedited U.S. citizenship to Afrikaners claiming persecution, while freezing foreign assistance over a land‑ownership law that mandates at least 30 % Black participation in companies. South Africa’s recent actions have further strained ties: filing a genocide case against Israel at the International Court of Justice and inviting Iran to a BRICS naval exercise off its coast, prompting Washington to accuse Pretoria of “cosying up to Iran.” The BRICS grouping, of which South Africa is a founding member, is viewed by Trump as an economic challenge to U.S. dominance.In a statement, Ramaphosa described Meyer as “a very loyal and patriotic South African” who is “more than qualified” to re‑calibrate relations with the United States and engage with stakeholders on Capitol Hill and across federal agencies. Meyer, who leads the global consultancy In Transformation Initiative, has a long‑standing record in peace negotiations across Northern Ireland, Sri Lanka, Rwanda, Burundi, Kosovo, Bolivia, the Basque region and the Middle East. Domestically, he was the chief negotiator for the white‑minority government during the early‑1990s talks that ended apartheid, later serving as Minister of Constitutional Development under Nelson Mandela and co‑founding the United Democratic Movement before joining the African National Congress in 2006. Critics, notably the Economic Freedom Fighters (EFF), argue that appointing a former apartheid official signals a willingness to appease Trump’s “white supremacist whims” and that Meyer’s age limits opportunities for younger diplomats. The EFF highlighted his past role in the Department of Law and Order, which enforced apartheid repression. Despite the political controversy, South African analysts stress that the priority for the new ambassador is economic. U.S.–South Africa bilateral trade stands at $26 billion, making Washington Pretoria’s second‑largest trading partner after China. The focus, according to researcher Thembisa Fakude, will be on attracting U.S. investment and creating jobs rather than merely countering Trump’s rhetoric. When Ramaphosa visited the White House in May 2025, he included two white South African golfers in the delegation to soften Trump’s concerns about alleged persecution of white farmers. However, Fakude notes that most South Africans are indifferent to the “artificial” accusations and are more interested in tangible economic benefits. The appointment of Meyer thus represents a calculated diplomatic gamble: leveraging his negotiation pedigree to restore confidence, while navigating domestic criticism and a volatile U.S. political climate.
#south #africa #meyer
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Technology Apr 16, 2026

Businessman Uses AI to Make False Statements to Shut Down London Nightclub

A London businessman has pleaded guilty to using AI to generate false statements in an attempt to s…
Aldo d’Aponte, 47, the CEO of Arbitrage Group Properties, has pleaded guilty to writing two letters, supposedly by his neighbours, objecting to the reopening of Heaven nightclub. Police believe the letters were generated using artificial intelligence (AI).The nightclub, a popular LGBTQ venue in central London, had its licence suspended in November 2024 after a 19-year-old woman accused a bouncer of rape. It was allowed to reopen with enhanced welfare and security policies after a council hearing held a month later. The security guard was later found not guilty of the alleged offence.During the council hearing, council officials received letters, sent via an encrypted email address, all of which were detailed in their complaints about the nightclub. An investigation by Philip Kolvin KC, a planning lawyer, found that the letters were likely written using AI and that the people who had apparently written the complaints did not appear to exist.Police traced the IP addresses linked to two of the letters to d’Aponte. He was given a 12-month conditional discharge and ordered to pay £85 costs and a £26 victim surcharge. The use of AI to generate false statements is a growing issue, according to Metropolitan police.The case highlights the potential for AI to be misused in making false statements, and the importance of verifying the authenticity of complaints. There are two further live cases police are exploring regarding false representations written by AI.
#nightclub #not #his
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Business Apr 16, 2026

Businessman Uses AI to Make False Statements Against London Nightclub

A businessman has pleaded guilty to using AI to generate false statements in an attempt to shut dow…
Aldo d’Aponte, 47, the CEO of Arbitrage Group Properties, pleaded guilty to writing two letters, supposedly by his neighbours, objecting to the reopening of Heaven nightclub in central London. The letters were generated using artificial intelligence and were sent via an encrypted email address to council officials.The nightclub had its licence suspended in November 2024 after a 19-year-old woman accused a bouncer of rape. It was allowed to reopen with enhanced welfare and security policies after a council hearing held a month later. The worker was later found not guilty of the alleged offence.During the council hearing, council officials received letters, sent via an encrypted email address, all of which were detailed in their complaints about the nightclub. Philip Kolvin KC, a planning lawyer, decided to investigate the letters pro bono, because while acting for the nightclub during the licence suspension his suspicions were aroused by the unusual character of the objection to the nightclub reopening.When the letters were put through an AI detection generator they were identified as almost certainly written using artificial intelligence. His research found that the people who had apparently written the complaints did not appear to exist, or at least did not live at the addresses they listed as their own.Police traced the IP addresses linked to two of the letters to d’Aponte. He was given a 12-month conditional discharge and ordered to pay £85 costs and a £26 victim surcharge.Kolven said he had “felt very sorry” for the nightclub owner, who had found the objection letters “traumatic”. “This whole situation is open to abuse if councils are not alert to this problem and not checking the veracity of these objections,” he said.The Guardian understands there are two further live cases police are exploring regarding false representations written by AI.
#Heaven nightclub #London #false statements
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Tech Apr 16, 2026

Australian Federal Court Issues Warning on AI Use in Legal Proceedings

The Australian federal court has issued a warning to the legal profession about the dangers of usin…
The Australian federal court has taken a strong stance on the use of generative artificial intelligence (AI) in legal proceedings, warning lawyers about the potential dangers and issuing new rules for its use. The court's chief justice, Debra Mortimer, emphasized that the presentation of false or inaccurate information to the court is “unacceptable” and can lead to serious consequences.The warning comes amid a surge in court filings in Australia and globally that have included false citations generated by AI. The court has noted that AI can generate fictitious cases, citations, quotes, and factual errors, which can frustrate the just resolution of proceedings and lead to financial or legal consequences.Under the new rules, lawyers and solicitors are required to confirm if AI has been used in the preparation of documents and ensure that any legal authorities cited exist and support the proposition made. They must also disclose the use of AI in documents, including where and how it has been used.Mortimer cautioned that caution should be taken when putting confidential, suppressed, or private information into AI tools, as there may be serious consequences for entering information into generative AI tools, even if sharing that information was not intended.The court “embraces” the use of technology in proceedings and recognizes that generative AI has the potential to increase efficiency in the conduct of litigation. However, Mortimer stressed that AI “must be used appropriately and with due care” to avoid risks to the proper administration of justice and public confidence in the legal system.Those who use generative AI in ways that go against the new rules can expect consequences such as adverse costs orders and issues with compliance with legal and professional obligations. There have been at least 73 identified cases in Australia where courts have discovered the use of generative AI had resulted in false citations, made-up quotes, or other errors.
#Australian Federal Court #generative AI #legal AI
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Uk News Apr 15, 2026

UK MPs Reject Proposal to Ban Social Media for Under-16s for Second Time

The UK government has rejected a proposal to ban social media for under-16s for the second time, op…
MPs in the UK have rejected a proposal to ban under-16s from using social media for the second time, as the Prime Minister summoned tech bosses to demand tougher action on internet safety. The House of Commons sided with the government against a Lords amendment to the children's wellbeing and schools bill that imposed a new age limit on using social media platforms. The vote, which was 256 to 150, a majority of 106, against the change, marks a significant setback for campaigners who have been pushing for greater urgency in tackling online harms. The government is now pushing ahead with its own consultation into an under-16s ban and potential restrictions on social media platforms, which closes next month. The consultation will consider raising the age limit on social media from 13 to 16 and addressing the addictive nature of social media platforms by restricting features such as infinite scrolling. The Prime Minister, Keir Starmer, is set to meet senior leaders at social media companies, including TikTok, X, YouTube, Snapchat, and Meta, to demand swifter progress on internet safety. Campaigners and bereaved parents have urged the government to take tougher action to protect children online. Esther Ghey, mother of the murdered teenager Brianna Ghey, said the government consultation was 'delaying' action against online harms. 'We know that social media is addictive, we know about the things young people are accessing online,' she said. The Molly Rose Foundation, an internet safety charity, said the solution was not a ban but a commitment to strengthening the Online Safety Act. 'It's time to look beyond this false sense of safety and for the Prime Minister to decisively commit to strengthening regulation to make unsafe and addictive design a thing of the past,' said Andy Burrows, MRF's chief executive.
#social #media #government
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